For new players, playing live baccarat with a live dealer may seem hard, especially if you are not familiar with the game and its payout. But once you know all the basic details, it is actually one of the simplest card games you could ever play at SG88WIN. So if you are still unfamiliar with the game, join us today as we help you understand the live baccarat payouts, odds for each bet option, and the most strategic bets to make when playing at SG88WIN.
Baccarat Odds
As we’ve mentioned in our previous article about our overview of live dealer baccarat, no matter what variant you choose to play, the gameplay remains the same – so are your odds, too. While new variants introduce new features and rules on banker wins, and others may have different ways of playing, all your concern is to make one of the three bets before the dealing round starts.
- Will it be a round for Banker’s hand to win?
- Will the Player’s hand get the highest total?
- Or, both sides will get an equal total score?
Banker Bet
After the commission fee is deducted, winning bets on the red side pays you at 0.95:1. Statistically speaking, a banker’s bet is more favorable to place when you are playing at SG88WIN Online baccarat Singapore because of its high win rate (45.86%) and a low house edge (1.06%)
Player Bet
Winning bets on the blue side pays you 1:1 and when compared to banker’s odd, this bet option has a slightly lower win rate (44.62%) and higher house edge (1.24%).
Tie Bet
If both side receives an equal total score, it will be a tie and pay 8:1. But while it offers a good payout, tie bets has a high house edge (14.36%) leave alone that it only happens 9.25 percent of the time.
Baccarat Side Bets
Perfect Pair
Winning bets on Perfect Pair on one hand pays you 25:1 and you’ll only win if the initial 2 cards of Player or Banker will be of pair (same rank and suit). Additionally, this side bet also has a high house advantage (8.05%). On the other hand, Perfect Pair on both hands pays you 200:1 generously. However, for you to win, both hands must have Perfect Pairs.
Either Pair
You win and will receive a 5:1 payout if at least one hand (Player or Banker) has any pair (same rank, different suits). On the other hand, this baccarat side bet has a 13.71% house edge and while it is still another attractive bet option to place, Either Pair is still statistically unfavorable.
P Bonus/B Bonus
Payouts may vary for this baccarat side bet, depending on the total hand combination.
| Hand Total | Payout |
| 9 points | 30:1 |
| 8 points | 10:1 |
| 7 points | 6:1 |
| 6 points | 4:1 |
| 5 points | 2:1 |
| 4 points | 1:1 |
P Bonus – 2.65% house edge
B Bonus – 9.37% house edge
House Edge Comparison of Popular Baccarat Bets
| Bet Type | Payout | House Edge | Win Probability |
| Banker | 0.95:1 | 1.06% | 45.86% |
| Player | 1:1 | 1.24% | 44.62% |
| Tie | 8:1 | 14.36% | 9.52% |
| Perfect Pair | 25:1 | 13.03% | 3.34% |
Why Does Winning Banker’s Hand Pay Less?
You can think of it like this – out of every 100 hands (ignoring ties), the banker’s hand wins about 51 times while the player’s hand only wins about 49 times.
Why? It’s because the banker has the upper hand to decide later after considering the player’s total hand before deciding to hit the 3rd card. And if the casino will be playing even money for both hands, then there is no doubt that all baccarat players will be betting only on the banker’s hand since it wins more often. Because of that, the casino would lose more money paying the winnings on the banker’s bet. And this is where the 5% commission comes in. Instead of winning $1 for your $1 bet, you will only win $0.95 and the casino keeps 5 cents (5%) as commission on your win.
Why Knowing The House Edge Matters When Playing SG88WIN Live Baccarat?
Basically, Live dealer baccarat at SG88WIN offers you good odds on both the banker’s and player’s bet compared to other casino games.
On the other hand, baccarat payouts are greatly influenced by the variations in rules. Take No Commission Baccarat games, where you get paid 1:1 when the banker wins, but your payout will be cut to 0.5:1 when the banker wins with a 6.
So, all in all, sticking to the banker or player’s hand will be your best bet if you want your gaming session profitable each time you play at SG88WIN.
Wrap Up
Once you master the basic details of live baccarat, you will surely enjoy your time playing it. Not to mention that you can also increase your chances of winning if you know what’s the best baccarat payout to target. At SG88WIN, your playing can be much more enjoyable because of the number of variants you can play as well as the bonuses that are lined up for live casino players like you. If you’re ready, register at SG88WIN Singapore online casino today and start testing your guessing skills.
FAQs:
Why Is There A Red Envelope On The Side Bets?
Randomly, a special Red envelope appears on each round, which will add payout values to the Tie, P Pair, or B Pair bet positions. Should your bet win and your winning bet is accompanied by the randomly chosen Red Envelope then you will receive an increased payout.
Do Dragon Bonus Payouts Apply To Natural Wins?
No. Dragon Bonus only pays on non-natural wins.
Can I Bet BOTH “Perfect Pair” And “Dragon Bonus” In the Same Round?
Yes because these are independent side bets.
