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Baccarat Rules Beginners Edition: How to play Baccarat?

Baccarat is a very exciting and intriguing game to play in an online live casino in Singapore. And if you want to know how to play Baccarat, you need to understand the Baccarat rules to get a better chance of winning.

What is Baccarat?

Baccarat is one of the easiest and simplest online casino table games that you can play. Also, it is a type of card game that deals from a shoe that holds 6 or 8 decks of cards. And there are three possible outcomes in a game of Baccarat: a player win, a Banker win, and a tie. Moreover, the participants of the game can either bet on the player’s side, the banker’s side, or on a tie. If you do not know how to play Baccarat, do take note that the banker does not refer to the house.

Wondering how to play Baccarat and win? You need to understand the rules first.

How to play Baccarat and win?
How to play Baccarat and win?

Baccarat Rules: How to play Baccarat?

You don’t have to be a genius before playing a Baccarat for you to know how to play Baccarat. In fact, you can advance from a newbie to a real professional Baccarat player by the end of this article. All you have to do is sit down and count the chips that you are going to invest in the game. Then, decide where you are going to place your wager – is it on the banker’s side, player’s side, or a tie.

You only need to focus on the goal of the game – and that is to bet on the winning side.

In a regular Baccarat game, the dealer uses six to eight decks of cards. This is to enable easy and controlled dealing. And the game begins with the banker’s hand and the player’s hand dealing on the table. Remember that you are not limited to playing the Player’s hand as well as you don’t always win when the Player wins.

Kind of confusing as it may seem but you may look at the two hands in Baccarat as:

Hand A = The Banker’s Hand

Hand B = The Player’s Hand

The punter will then deal out two cards facing up to the Player and two cards facing up to the Banker. And after the dealer places the two cards on each part of the table. In this case, you only need to calculate the points to determine the card value of each hand. And the primary goal here is to guess which hand has a count that’s as close to 9 as possible.

How to play Baccarat? Do take note that:

  • Every Ace card counts as 1 numerically.
  • Cards 2 through 9 carry their face values.
  • Each of the Tens (10s) and Face (also called Court = J, Q, and K) cards has a numerical value equal to zero (0).

Also, when the value of your hand is a two-digit number, you will only count the second digit of the sum. Let me give you an example.

  • Banker receives a 10 of hearts, and 7 of spades: 0 + 7 = 7 points.
  • A player receives 9 diamonds and 3 spades. 9 + 3 = 12 points.
  • The victory will go to the banker since the players only get 2 points. Easy, right?

Natural Winning in Baccarat

There are specific Baccarat rules that you need to keep in mind every time you put a wager on the banker or the player. And in case the total points of the first two cards are equal to 8 or 9, then the one who hits the score refers to as the natural winner.

And when this happens, there will be no more cards to be dealt. As simple as that, and the bets that are placed at the beginning of the game can be cashed out.

Baccarat Rules: How to play Baccarat?

In Baccarat, each hand can hold up to three cards. And there are rules specified by the online casino on whether the Player hand or Banker will receive a third draw card. How to play Baccarat? If neither the player nor the banker hits a natural win, there is a chance for the player to see one more card on the table. That is because the player stands on a total of 6 or 7 and needs one more card on a 0-5 score.

That is only for the player. But how about the banker? This is where it gets a little more complicated when playing Baccarat online.

When is the time that you need to draw one more card?

The banker can draw a card on a total of 0-5 only when:

  • If the player does not need to draw the third card
  • When the banker’s count is less than 3 or as stipulated by the most favorable odds.
  • If the banker stays on a total of 6 or 7.


  • When the player draws a 9, 10, face-card, or Ace as his third card, then the Banker draws on a 0-3 score and stays on a score of 4-7.
  • If the Player draws an 8 as his third card, then the Banker draws on a 0-2 score and stays on a score of 3-7.
  • When the player draws a 6 or 7 as his third card, the Banker draws on a 0-6 score and stays on a total score of 7.
  • If the player draws a 4 or 5 as his third card, the Banker draws on a 0-5 score and stays on a total score of 6 or 7.
  • When the player draws a 2 or 3 as his third card, the Banker draws on a 0-4 score and stays on a total score of 5, 6, or 7.

After dealing with all the cards, you only have to count the points to find out the winner. The one that gets closest to nine points will win the hand.

If there is a tie and no one bets on the tie. The hand is now considered to be a “push” and all the bets will be returned.

Baccarat Strategy: How to consistently win at Baccarat?

If you have made it far down on this article, then you are looking for the best winning strategy to constantly win at Baccarat. But the thing here is, Baccarat is still a game of gambling terms. And there is no perfect strategy that guarantees a 100% winning ratio. What you need to learn are a few tricks. However, you don’t have to rely on them so much as it might backfire on you in the end.

How to consistently win at Baccarat?
How to consistently win at Baccarat?

How to play Baccarat: Card Counting

There are players that claim to be fortunate when it comes to counting cards. And this is because the values of the cards in Baccarat are simpler than the Blackjack.

The Push-on-Tie Rule

Although the RTP of betting on the tie is low, it becomes a good bet when the Player’s and Banker’s bets are both returned in case of a draw happens.

Properly Managing Your Bankroll

Although playing Baccarat in an online casino can be very profitable. You need to keep in mind not to gamble with your heart. The first rule in gambling, you need to learn how to plan and manage your bankroll. As well do not go overboard with your budget.

Know when to stop and take advantage of your winning streak

Just because you are being lucky and have been winning after a few hands, it doesn’t mean that it will always be that way. You should learn to discipline yourself. You must know when to stop once you feel that the cards are starting to get cold.

How to play Baccarat: Baccarat Pay-outs

When playing in an online casino, average pay-out is a vital factor that you should always consider. In Baccarat, the Player and the Banker both have the same payout percentage while the Tie bets differ from them. The winning bets on the banker’s side or players’ payment is 1:1.

For Player Hand Bets – A Baccarat Rules

The player wins if the player’s hand is closer to 9 than the banker’s. And this winning pay is double of evens (1:1).

For example, a winning wager of 20 on the Player’s hand wins 20. You can bring a total payout to 40.

For Banker Bets – A Baccarat Rules

However, in case the Banker’s bet wins, the casino applies a 5% commission to the player’s winnings making the net odds of the bets to be 0.95 to 1. While the other casino charges a lower commission rate. There are no commission charges on the bets placed on the Player’s hand.

For example, if the banker bets 20 and wins, the banker will get 19 as his winnings.

For Tie Bets – A Baccarat Rules

The winner will then get a payment of 8:1 while for other online casinos, tie bet winners gets 9:1 payments. The bets on the banker or player are returned when there is a tie. So, when you bet 20 on a tie and it wins, you will get a total of 160 winnings while retaining the original bet of 20.

You need to carefully decide which side you are going to place your wager on. Particularly, once you place your bets, there are no opportunities for further decisions.

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